Cost Analysis

The Quote Calculator below enables you to work out the cost of your chosen medical insurance plan.

	Life 1	Life 2
Sex
Age
Smoker
Insurance Plan	Hospital Cover only Hospital and Plus (Specialists/Tests) with no excess for Plus Hospital and Plus (Specialists/Tests) with $250 excess for Plus (reducing Plus cost by 20%)
Select excess required for Hospital cover	Nil $250 $500 $1000 $2000 $4000
Number of children under 21
Policy Fee	$6.02

Quotation

Total Cost

per month

or, per fortnight

or, per annum

Notes

The minimum total premium is $15 per month. (We recommend you consider changing the selected excess to optimise your premium cost).
Premiums increase annually on the policy anniversary based on age.
Calculation Revision 2014-10-22-0217

What are the differences in Plans?

Hospital Cover provides for claims due to hospital surgery and hospital bills due to other illness. These include up to $300,000 per year per person for:

Surgical costs including surgeon's fees and anaesthetist fees
Hospital charges in relation to confinements required for medical illness or surgery

The Plus option allows for claims due to visits to Specialist or Diagnostic Testing if referred by a GP, without necessarily requiring Hospital treatment.

A DISTINCT EXCESS of either $0 or $250 applies to the Plus benefits.

See Benefits for further detail.

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NZMedical.

Cost Analysis

Quotation

Notes

What are the differences in Plans?