Medical Insurance policies are designed to be different from those provided by other companies. Some focus on cost, others benefits.You can find the differences by examining the policy wording in the following areas:
In practice Medical Insurance providers vary also in the administration and processing of claims. Other criteria used for comparisons which should be considered include:
Note that the last criteria is premium cost. While important, there is little point in paying a lower premium if the policy does not meet your expectations at claim time.
If you have existing medical insurance with another provider, you can compare your current costs with the Sovereign Private Health product offered–use our quote calculator.
We have considerable experience in comparing medical insurance policy wordings, definitions, limits and handling the claims for many clients over 10+ years with most companies. We have selected Sovereigns Private Health as the most cost effective and responsive medical insurance policy for resident New Zealanders.