The Case studies recorded below are taken from actual claims processed by our staff and paid by Sovereign.
In April 2004, Peter went to his GP as he was having difficulty passing urine. Blood Diagnostic Testing were taken and he was found to have a PSA level of 6.3. Peter was referred to a urologist, had prostate biopsies taken and recommended brachytherapy as treatment.
Thankfully Peter and Jane had health insurance as they were advised that the cost for treatment would be $22,000. Peter was able to have the treatment, and because he got prior approval the providers were paid directly and he was able to concentrate on a speedy recovery and a return to the golf course.
David has a health insurance policy with a nil excess and he was able to have all his treatment and surgery performed in a private hospital and have 'peace of mind' knowing all costs would be covered and he could concentrate on getting better.
Unfortunately the bones did not mend correctly and needed to be pinned. She had the choice of going on a waiting list for treatment at the public hospital or arranging an immediate operation at the local private hospital. She chose the latter, which was fully paid by her medical insurance, and returned quickly to work and her regular income.
Male 55. Heart bypass.
Female aged 31. Cervical cancer.
Male aged 51. Hip replacement.
Aged 1. Cornea implants.